How Retirement Spending Changes With Time
New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their...
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Blog
Wen Capital Advisory Group
- Sep 11
Buying a Vacation Home? 5 Questions to Consider First
You may be considering purchasing a vacation property, this can be an exciting milestone, but there are a few things to consider first....
Wen Capital Advisory Group
- Sep 5
Getting a Head Start on College Savings
One study estimates the average cost of raising a child to the age of 17 for a middle-income family is about $310,605. As a point of...
Wen Capital Advisory Group
- Aug 29
Catch-Up Contributions
A recent survey found that 18% of workers are very confident about having enough money to live comfortably through their retirement...
Wen Capital Advisory Group
- Aug 23
What Can You Buy With 529 Distributions?
Some of the biggest challenges many face when it comes to education are financial. Luckily, a 529 college saving plan can help. And...
Wen Capital Advisory Group
- Jul 17
A Look at Diversification
Ancient Chinese merchants were said to have developed a unique way to manage their risk. They would divide their shipments among several...
Wen Capital Advisory Group
- Jul 10
Monthly Memberships
A look as how autopay subscriptions can be a drain on your finances, especially when forgotten. In the last few years, we’ve become...
Wen Capital Advisory Group
- Jul 3
Money that Buys Good Health is Never Ill Spent
It's important to make sure your retirement strategy anticipates health-care expenses. A retired couple age 65 can expect to need about...
Wen Capital Advisory Group
- Jun 27
Understanding Money Market Funds
A money market fund, not to be confused with a money market account, is a type of mutual fund that invests in instruments like cash...
Wen Capital Advisory Group
- Jun 19
Juneteenth Freedom Day
Juneteenth is a celebration of freedom, marking the day when slavery came to an end in the United States. The observance of this holiday,...
Wen Capital Advisory Group
- Jun 12
The Most Overlooked Item of Any Home Improvement
The item most homeowners forget on their home improvement project checklist is insurance. If you are like most homeowners, you love...
Wen Capital Advisory Group
- Jun 5
A Home Insurance Claim: To File or Not To File
Learn when it may not make sense to file a claim on your home insurance. Insurance is meant to protect you against financial loss. But is...
Wen Capital Advisory Group
- May 31
What is the Value of Your Business
In the second quarter of 2023, more than 2,300 small businesses were sold. The median sale price was roughly $300,000, down 14% from the...
Wen Capital Advisory Group
- May 22
Investing for Impact
Many investors are looking to build a portfolio that reflects their socially responsible values while giving them the potential for solid...
Wen Capital Advisory Group
- May 15
Does Your Portfolio Fit Your Retirement Lifestyle?
Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon. Using these inputs and...
Wen Capital Advisory Group
- May 9
Important Birthdays Over 50
Most children stop being "and-a-half" somewhere around age 12. Kids add "and-a-half" to make sure everyone knows they're closer to the...
Wen Capital Advisory Group
- May 1
Age My Way in May
May is a month to celebrate the older Americans in our country and honor their lives and the accomplishments they still have ahead of...
Wen Capital Advisory Group
- Apr 26
Inflation and Your Money
"If the current annual inflation rate is 3 percent, why do my bills seem like they're 10 percent higher than last year?"1 Many of us ask...
operation834
- Apr 17
Disability and Your Finances
In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings. The Social...
Wen Capital Advisory Group
- Apr 10
The Pre-Retirement Checklist
Getting ready for retirement? Before you can cross that bridge, you’ll need to cross some important items off your to-do list. This handy...
Wen Capital Advisory Group
- Apr 3
April is Financial Literacy Month
In the U.S., nearly 73% of teens want more personal finance education and 86% want to learn how to invest. The biggest barrier they face?...
Wen Capital Advisory Group
- Mar 27
4 Key Money Moments
EXPECTED LIFE CHANGES - There are some life changes that you anticipate: a new baby, a new marriage, a new home. But exciting changes may...
Wen Capital Advisory Group
- Mar 20
Helpful Retirement Strategies for Women
Learn how to address the challenges that women face when planning for retirement. Preparing for retirement can look a little different...
Wen Capital Advisory Group
- Mar 13
Financial Strategies for Women
Nearly 60% of women take sole responsibility for making investment decisions, yet only 19% of women feel very confident in their ability...
Wen Capital Advisory Group
- Mar 7
Women and Wealth: A Pivot Towards Retirement
Tips and strategies for women approaching retirement to ensure a smooth transition. Retirement is a significant transition, and it can...
Wen Capital Advisory Group
- Feb 28
U.S. Personal Savings Rate
The savings rate is the government’s estimate of how much U.S. households are saving. The U.S. personal saving rate stood at 3.4 percent...
Wen Capital Advisory Group
- Feb 22
The Financial Literacy Crisis
Many Americans are operating their personal finances with only the barest minimum of knowledge. Imagine driving a car without a basic...
Wen Capital Advisory Group
- Feb 14
History of Currency
9000 BC LIVESTOCK To Barter or Not to Barter Contrary to popular belief, the idea that bartering pre-dates the invention of other forms...
Wen Capital Advisory Group
- Feb 8
How Boomers and Millenials Differ
We are in the midst of an unprecedented transfer of wealth, with trillions of dollars being moved from one generation to the next. This...
Wen Capital Advisory Group
- Feb 1
Five Most Overlooked Tax Deductions
Who among us wants to pay the IRS more taxes than we have to? While few may raise their hands, Americans regularly overpay because they...
Wen Capital Advisory Group
- Jan 25
Do Your Kids Know The Value of a Silver Spoon?
You taught them how to read and how to ride a bike, but have you taught your children how to manage money? The average debt for student...
Wen Capital Advisory Group
- Jan 18
Unlocking the Treasures of Financial Wellness
While finances and health may seem unrelated, the two are often closely intertwined, especially in America’s bustling, free-flowing...
Wen Capital Advisory Group
- Jan 11
Four Really Good Reasons to Invest
Forty-two percent of Americans do not own any stocks or stock-related investments, according to a recent Gallup poll.1 Individuals may...
Wen Capital Advisory Group
- Jan 4
New Retirement Contribution Limits for 2024
The Internal Revenue Service (IRS) has released new limits for certain retirement accounts for the coming year. Keep in mind that this...
Wen Capital Advisory Group
- Dec 28, 2023
White Elephant Inheritance
Have you ever had to deal with a "white elephant"? Not the actual pachyderm, but what Merriam-Webster calls "a property requiring much...
Wen Capital Advisory Group
- Dec 21, 2023
Financially Savvy at Six Figures
Reaching six figures is no easy feat. If you’re one of the hard-working few who have made it to this milestone, give yourself a pat on...
Wen Capital Advisory Group
- Dec 14, 2023
Record Number of Americans to Travel Abroad
In economics, there are lead indicators and lag indicators. But often, the coincident indicators–stats that show the current state of the...
Wen Capital Advisory Group
- Dec 7, 2023
Immediate vs. Deferred Annuities
Despite not being as well known as some other retirement tools, annuities account for 6% of all assets earmarked for retirement. With...
Wen Capital Advisory Group
- Nov 30, 2023
Is Term Life Insurance For You?
Term insurance is the simplest form of life insurance. It provides temporary life insurance protection on a limited budget. Here’s how it...
Wen Capital Advisory Group
- Nov 22, 2023
An Overview of Renter's Insurance
Renters sometimes overlook the need for insurance based on the belief that they may not have a significant amount of personal...
Wen Capital Advisory Group
- Nov 16, 2023
Assess Life Insurance Needs
If your family relies on your income, it's critical to consider having enough life insurance to provide for them after you pass away. But...
Wen Capital Advisory Group
- Nov 8, 2023
Three Key Questions to Answer Before Taking Social Security
Social Security is a critical component of the retirement financial strategy for many Americans, so before you begin taking it, you...
Wen Capital Advisory Group
- Oct 25, 2023
Where Will Your Retirement Money Come From?
What workers anticipate in terms of retirement income sources may differ considerably from what retirees actually experience. For many...
Wen Capital Advisory Group
- Oct 11, 2023
Do You Need a Life Insurance Policy in Retirement?
One school of thought questions this decision. Perhaps your kids have grown, and the need to help protect the household against the loss...
Wen Capital Advisory Group
- Sep 27, 2023
Navigating Retirement Pitfalls
Much is written about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Some classic...
Wen Capital Advisory Group
- Sep 13, 2023
Women and Financial Strategies
Women who share money management duties with their partner tend to take on a lion’s share of the responsibility for the household...
Wen Capital Advisory Group
- Aug 23, 2023
9 Facts About Retirement
Retirement can have many meanings. For some, it will be a time to travel and spend time with family members. For others, it will be a...
Wen Capital Advisory Group
- Aug 16, 2023
The Value of Insuring Against Life's Risks
Did you know that... Fifty-seven percent of American workers have no private short-term disability insurance.1,2 Sixty-five percent of...
Wen Capital Advisory Group
- Aug 9, 2023
Understanding Extended Care
Addressing the potential risks of extended-term care expenses may be one of the biggest financial challenges for individuals who are...
Wen Capital Advisory Group
- Aug 3, 2023
How Women Can Prepare For Retirement
When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. The Social...
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